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Atlantic Canada ยท Business

Business funding in Atlantic Canada

Businesses in New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland and Labrador can access federal programs, ACOA's Atlantic-specific streams, and their own provincial agencies. This page lists what we track for all four provinces, and says which funding is a grant and which has to be repaid.

Atlantic Canada is where our coverage is deepest. Federal programs apply everywhere in Canada; the provincial programs here are specific to the four Atlantic provinces.

Most 'grants' in Atlantic Canada are repayable

This is the single most expensive misunderstanding in the region. ACOA's Business Development Program and REGI stream are usually interest-free repayable contributions, not grants. BDC is a bank. Newfoundland's Business Investment Program is a term loan. All four routinely appear on aggregator lists under the heading 'grants'. Real non-repayable money exists, Newfoundland's Business Growth Program is explicit about it, but you have to know which is which before you build a budget.

Start with the advisor, not the form

Several of the biggest programs here have no public application form on purpose. Nova Scotia's Innovation Rebate Program is applied for through a Regional Business Development Advisor, NRC IRAP starts with an Industrial Technology Advisor, and New Brunswick's Business Navigator service is free one-on-one help with permits and regulation. Those conversations cost nothing and often surface programs you would never have found by searching.

Size gates decide more than sector

Nova Scotia's Innovation Rebate Program requires a minimum $350,000 provincial investment. Its Payroll Rebate generally expects more than 20 new full-time positions. Neither is a fit for a three-person shop, no matter how innovative the project. We apply those thresholds in matching so you don't spend a week on an application you were never eligible for.

Intake windows close without warning

CanExport's intake ended at noon on 31 August 2026 with no next round announced. Canada Summer Jobs closes months before the summer it funds. We re-check every program's official page daily and mark closed intakes rather than leaving them listed as available.

24 programs on this list

Each with its official source and last-verified date

ActiveFederalLoan

ACOA Business Development Program

Atlantic Canada Opportunities Agency

Atlantic Canada Opportunities Agency support for business growth in New Brunswick, Nova Scotia, PEI and Newfoundland and Labrador.

Value

Not stated by source

Intake

Ongoing

Last verified: September 15, 2026

ActiveFederalLoan

BDC Business Financing

Business Development Bank of Canada

Term loans, working capital and advisory services from Canada's development bank for entrepreneurs. This is lending, not grant funding.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

ActiveFederalLoan

Black Entrepreneurship Program (BEP)

Innovation, Science and Economic Development Canada

Federal support for Black Canadian business owners through the Black Entrepreneurship Loan Fund, a National Ecosystem Fund, and a Knowledge Hub.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

ActiveNewfoundland and LabradorGrant

Business Growth Program (Newfoundland and Labrador)

Department of Jobs, Growth and Rural Development, Newfoundland and Labrador

Non-repayable contributions of up to 50% of eligible costs, to a maximum of $200,000 over 24 months, for businesses starting, innovating, scaling or growing sales.

Value

Up to $200,000

Intake

Ongoing

Last verified: September 20, 2026

ActiveNewfoundland and LabradorLoan

Business Investment Program (Newfoundland and Labrador)

Department of Jobs, Growth and Rural Development, Newfoundland and Labrador

Repayable term loans for small and medium businesses in strategic growth sectors, priced at the Bank of Canada rate plus 0.5%.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

Temporarily closedFederalWage subsidy

Canada Summer Jobs

Employment and Social Development Canada

A federal wage subsidy for small businesses, non-profits and public institutions hiring young people aged 15 to 30 for summer positions.

Value

Not stated by source

Deadline

Not stated

Last verified: September 20, 2026

Temporarily closedFederalGrant

CanExport SMEs

Trade Commissioner Service, Global Affairs Canada

Federal funding of up to $50,000 for small and medium businesses developing new export markets. The current intake closed on 31 August 2026, the next intake has not been announced.

Value

Up to $50,000

Deadline

Aug 31, 2026

Last verified: September 20, 2026

ActiveFederalService

EDC Export Support

Export Development Canada

Export credit insurance, working capital guarantees and market knowledge for Canadian companies selling internationally.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

ActiveFederalLoan

Futurpreneur Startup Program

Futurpreneur Canada

Startup financing plus two years of mentorship for entrepreneurs aged 18 to 39, often combined with a matching BDC loan.

Value

Up to $75,000

Intake

Ongoing

Last verified: September 15, 2026

ActivePrince Edward IslandGrant

Innovation PEI Business Programs

Innovation PEI, Government of Prince Edward Island

Prince Edward Island's economic development agency, running seed and growth funding for Island companies including the Ignition Fund and Small Business Assistance.

Value

Not stated by source

Intake

Ongoing

Last verified: September 15, 2026

ActiveNew BrunswickGrant

NBIF Innovation Voucher Fund

New Brunswick Innovation Foundation

Funding for New Brunswick companies to access research talent and facilities, for example paying a university lab to solve a technical problem.

Value

Not stated by source

Intake

Ongoing

Last verified: September 15, 2026

ActiveFederalGrant

Advisory services and cost-shared funding for small and medium businesses developing new technology, delivered through a network of Industrial Technology Advisors.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

ActiveNew BrunswickService

Opportunities NB Business Support

Opportunities New Brunswick

New Brunswick's business development agency, offering payroll incentives, loan guarantees and free Business Navigator support for permits and regulations.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

ActiveNova ScotiaRebate

An earned rebate on eligible gross payroll, paid annually over three to five years once a company hits agreed job-creation targets.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

ActiveFederalService

Provincial Employer Training Programs

Employment and Social Development Canada, delivered provincially

Provinces and territories may offer employer training support under their own programs and rules.

Value

Not stated by source

Deadline

Not stated

Last verified: September 20, 2026

ActiveFederalGrant

Women Entrepreneurship Strategy (WES)

Innovation, Science and Economic Development Canada

A federal strategy funding women-owned and women-led businesses through ecosystem partners, the WES Loan Fund, and regional delivery organisations.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

ActiveNew BrunswickWage subsidy

WorkingNB Employer Training and Hiring Support

WorkingNB, Government of New Brunswick

New Brunswick's employer-facing labour programs, covering workforce training support and wage subsidies for hiring.

Value

Not stated by source

Intake

Ongoing

Last verified: September 20, 2026

Related

CashRadar identifies potential matches. Final eligibility is determined by the program administrator. CashRadar is an independent service and is not affiliated with the Government of Canada or any provincial government.