Canadian business funding
Answer a few questions and CashRadar checks Canadian grants, wage subsidies, tax credits and funding programs against your business, and tells you plainly which are grants and which are loans you have to pay back.
Why programs get missed
Programs get replaced, paused, or quietly restructured. Most people find out from an article written two years ago. Here are four changes from this year alone. All of them checkable against the official sources we link to.
It was replaced by the Canada Groceries and Essentials Benefit in July 2026. Guides still tell people to look for the old one.
Since 1 January 2026 you need a home energy assessment before installation to get standard Efficiency Nova Scotia rebates. Install first and you get nothing.
Up to $50,000 for export development, and the window shut days ago, with no next intake announced. Guides still list it as open.
ACOA's main business stream is an interest-free repayable contribution, and BDC is a bank. Both get listed as grants. We label what has to be paid back.
How it works
Two or three minutes, plain language. We ask only what actually decides eligibility, and every sensitive question is optional.
Your answers run against structured eligibility rules for every program we track. It's deterministic matching, not a chatbot guessing.
Each match tells you why you may qualify, what documents to gather, the deadline, and the official link to apply.
What we track
Federal programs apply Canada-wide, and we track provincial programs in every province and territory, for households and small businesses alike.
Verified against the official page
Every listing carries the date we last checked it against the official page.
Department of Jobs, Growth and Rural Development, Newfoundland and Labrador
Non-repayable contributions of up to 50% of eligible costs, to a maximum of $200,000 over 24 months, for businesses starting, innovating, scaling or growing sales.
Value
Up to $200,000
Intake
Ongoing
New Brunswick Department of Social Development
Forgivable loans for lower-income New Brunswick homeowners whose homes need major repairs or lack basic plumbing.
Value
$7,000 – $18,000
Intake
Ongoing
Efficiency Nova Scotia
A free smart thermostat, professionally installed, plus other free energy-saving products.
Value
Up to $160
Intake
Ongoing
Canada Revenue Agency
A tax-free monthly payment for families caring for a child under 18 with a severe and prolonged impairment.
Value
Up to $3,480
Intake
Ongoing
Pricing
$0
Run the complete scan, see how many programs match you, and open your first three in full.
Start free scan$49 CAD once
$149 CAD / year
$499 CAD / year
No. CashRadar is an independent service and is not affiliated with the Government of Canada or any provincial government. We compile publicly available program information and link you to the official page for every program.
No, and you should be sceptical of anyone who does. CashRadar identifies potential matches. Final eligibility is determined by the program administrator. We show you why you appear to match, and what to check.
The complete scan runs against every program we track, and you see how many matches you have. You can open the first 3 in full for free. The paid report unlocks the rest.
Every program shows the date it was last verified against its official source. On top of that, we re-check every official page daily and flag anything that changed: a closure, a paused intake, or a reworded requirement. Programs that are paused, closed, or awaiting re-verification are labelled as such rather than quietly shown as active.
All 13. Federal programs apply Canada-wide, and every province and territory has its main provincial programs listed. Depth varies. New Brunswick, Nova Scotia and Prince Edward Island are the most thoroughly curated, and every location page says plainly how much local coverage it has.
Only what the matching needs, and in ranges rather than exact figures: an income band, not a salary. We never ask for your SIN, banking credentials, or government account passwords. You can delete your account and data at any time.
The scan is free and takes a couple of minutes. If it doesn't find anything worth your time, you haven't spent anything.
CashRadar identifies potential matches. Final eligibility is determined by the program administrator.