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Homeowner Repair Program (New Brunswick)

New Brunswick Department of Social Development

Forgivable loans for lower-income New Brunswick homeowners whose homes need major repairs or lack basic plumbing.

Value
$7,000 – $18,000
Intake
Ongoing
Last verified
September 20, 2026

About the amount

A forgivable loan of up to $18,000 for major repairs, based on the cost of the work; any repayable portion is charged at the provincial borrowing rate over up to 15 years. Accessibility modifications for a person with a disability go up to $15,000, and a landlord with a tenant who has a disability can also receive up to $15,000. Cost-shared federally and provincially, for low-income homeowners and seniors.

What to know

A federal/provincial program delivered by NB Social Development. Because the loan is forgivable, it functions as a grant provided you continue to meet the conditions for the forgiveness period.

Documents you'll likely need

  • Proof of household income
  • Proof of home ownership
  • Property tax assessment
  • Repair estimates from a contractor

Source

https://www.gnb.ca/en/topic/family-home-community/housing-property/home-repair.html

CashRadar identifies potential matches. Final eligibility is determined by the program administrator. CashRadar is an independent service and is not affiliated with the Government of Canada or any provincial government.